“My husband and I were first-time homebuyers and feeling overwhelmed.
We initially reached out to a different firm that asked us to contact them once we had put an offer on a home. That left us a little uneasy and we had a lot of questions.
We were looking for a second opinion and Michelle came highly recommended from a few sources.
During our first telephone conversation, we knew right away that she would be a great fit for us to work with. She not only took the time to educate and explain everything that we needed to know but also explained things in a way that made it easy for us to understand so that we could make our own educated choices.
Michelle was a pleasure to work with and was very quick and responsive in all communication. We put offers on multiple homes in this crazy market and she was always there each time, showing compassion when we needed it. I recommend everyone to see Michelle for your mortgage as she really goes the extra mile and her easy-going demeanor makes the whole process seamless!”
Angela & Steve – Port Coquitlam, B.C.
“As first-timers, Michelle played a critical role in our journey to become home owners. Not only was she very timely and accurate in
responding to any questions we had, but she also took the time to explain the process, thoroughly and made sure that we understood everything
we needed to make an educated decision.
We are very grateful for her services (and the great rate she found for us), and look forward to working with her in the years to come as well!”
Shannon & Andrew – Port Moody, B.C.
” My husband and I have confidently trusted Michelle with all of our mortgage needs on several occasions, and will continue to do so in the future.
She is professional, honest & committed to finding the best possible options for our needs.”
Foti & Filitsa – Port Coquitlam, B.C.
“Michelle is wonderful to work with. After working with Michelle for over 5 years on various mortgages and renewals, it is very apparent that her clients are her priority – not the mortgage lenders. She will always find the best possible deal for you. We couldn’t have navigated the current housing market without her expertise.”
Chris & Laura – Cloverdale, B.C.
“Michelle is absolutely wonderful! She is friendly, professional and very knowledgeable in her field.
As a first-time home buyer, qualifying for a mortgage and choosing which lender to use was new to me. Michelle made this stressful time easy as she was always willing to help me out and answer any concerns or questions I had during this whole process.
I highly recommend Michelle and I am so grateful for what she has done for me.”
Abrianna, Maple Ridge, B.C.
“With a can-do attitude and a wealth of insight from her previous life as a realtor, Michelle helped us navigate and ultimately purchase our first home in this competitive market.
She was dependable & approachable, and my husband and I would use her again in an instant.
Thank you, Michelle for all of your hard work & for having our backs. ”
Jamie & Travis – North Vancouver, B.C.
” We have been with Michelle for 10 years and 3 mortgages. From the beginning, she has been nothing but respectful, courteous and patient with all of our needs and the questions that we had in regards to the most important purchase of our lives.
She is like family to us, as she takes us through the process and explains things so clearly. By the time we are done our conversation, we do not feel intimidated and we are not second guessing our decisions.
I would highly recommend Michelle as the One and only Mortgage Broker that you will ever need. We are blessed to have her as our friend and our Mortgage Broker. She works not for the banks but for us!
Thank you Michelle!”
D. Crespo – Surrey, B.C.
Michelle is great at what she does, I couldn’t recommend her more!
She saved me and my husband thousands of dollars by getting us an amazing interest rate and helping us navigate the different avenues of doing a title transfer. She broke down the
paperwork for us into terms that we could understand and she made us feel so comfortable asking a million questions. She was also available at all times and worked around our shift work schedule.
I don’t know what we would have done without Michelle’s knowledge and insight and we couldn’t be happier with our experience in working with her!
K. Jones – Port Coquitlam, B.C.
“As First-time Homebuyers, we were referred to Michelle, and she exceeded all of our expectations!
She was professional, knowledgeable, friendly & dedicated to ensuring that we had the best experience. We highly recommend her!
Thanks again!
Brittany & Ben – Coquitlam, B.C.
Michelle was referred to me by a friend, and I in turn would recommend her to anyone needing an excellent mortgage broker.
Michelle made the process of securing a mortgage, for me, stress-free and easy. She is knowledgeable, professional, thinks outside the box, patient and committed. Michelle truly is there for her clients, and a pleasure to work with. I look forward to using her mortgage services again in the future!
K. Cotter – Maple Ridge, B.C.
Back in 2018, I first contacted Michelle prior to deciding to purchase a presale. For more than 2 years, Michelle kept in contact with me to follow-up on the progress of the build. Once it was time for me to secure a pre-approval, Michelle explained the whole process thoroughly.
As a first-time homebuyer, she made the process of securing a mortgage stress free! Michelle was so helpful every step of the way and I would definitely use her mortgage services again in the future.
- N. Gill
We worked with Michelle when we considered buying a detached home and, most recently, when we refinanced our existing mortgage. From the beginning of the process, Michelle made everything so easy for us. Everything was done over email and we signed documents electronically which made the process even easier. Michelle’s dedication and commitment to her clients is second to none. She hunted for the best rate throughout our refinancing, never settling for what was offered by the banks. We can’t thank Michelle enough for all of her hard work and we will without a doubt recommend her to friends and family and will continue to work with her in the future.
Thank you Michelle!
Sean and Carly, Maple Ridge, B.C.
“I have been fortunate to have Michelle as my mortgage broker for about 10 years & 4 mortgages. I have always been able to talk with her at any moment with no waiting. Michelle kept me organized and up to date with every step through the process of all of my mortgages. For me it kinda felt like having a big sister making sure that I was well prepared.
I will continue to use Michelle in the future for all of my mortgage needs.
Thank you Michelle!”
Patrick M. – Mission, B.C.
“Michelle was friendly and so easy to work with. She responded quickly to any questions we had and explained our options most thoroughly. It was a true pleasure to use her services and we have no regrets!”
R. & J. Pickering – Coquitlam, B.C.
“Being a first time buyer, there were many documents, papers & steps that were foreign to me but thankfully, Michelle made the whole process simple and easy.
She went above and beyond in guiding me through every step, making sure to fully explain the in’s and out’s of the mortgage. She is very professional but more importantly, she is a clear communicator – guiding, trustworthy and a good person all around. I look forward to using Michelle again in the future and absolutely recommend Michelle to anyone in need of a mortgage!”
Brandon, Port Moody, B.C.
Michelle was highly recommended to myself and my husband by my brother-in-law. Michelle assisted him on numerous occasions in his housing purchases in the past.
When it came time to sell our home, I had chosen to sell privately – without a realtor – a very scary time!
Michelle not only was our Mortgage Broker, she went above & beyond in assisting us throughout this difficult process. Every roadblock we encountered, she was there to assist & offer her help at any time of the day & night – even while on vacation!
I would highly recommend her to anyone that is in need of a mortgage & we will most definitely use her again in the future.
Shawne & Peter, Kelowna, B.C.
Michelle is a professional with heart & smarts, her professional experience has been invaluable in assisting my wife and I in closing critical financing and refinancing on numerous real estate transactions. She not only knows her business and the people in it, she applies her experience with a human and understanding touch. She’s absolutely number one on our list.
J. & E. Swann – White Rock, B.C.
Having done 3 mortgages with Michelle I can attest to her knowledge and professionalism. She is excellent at explaining the entire process in a quick and efficient manner and I could not be more happy in my dealings with her. I look forward to working with Michelle in the future and will continue to refer all of my family and friends who need a mortgage!
A. Smith, Kelowna, B.C.
Being self-employed can be extremely challenging for us to get a mortgage. Working with Michelle Mazzocchio was an absolute pleasure. She is extremely knowledgeable and professional. She always keeps you informed and explains every step of the way. We have worked with her now on multiple purchases and refinanced and not only did she get us through all of the obstacles we faced with financing, she made it happen with lower rates than everywhere else. We would definitely recommend Michelle to everyone when purchasing or refinancing a home.
Chad and Melanie, Coquitlam, B.C.
A Mortgage Broker offers professional, unbiased advice at no cost to you!
Generally speaking there are two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals have access to many different lenders and send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, monoline lenders, financial institutions and private lenders. Clients are afforded more choice, personalized service and access to hundreds of different mortgage products! Just as no two people have exactly the same financial situation, not all mortgages are created equal. Mortgage products and terms vary significantly from one lender to another and it is important that clients are fully aware of the differences between them.
My services are free for my clients! We get paid a fee by the lenders and we do not charge a fee on standard residential mortgages.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, looking to consolidate debt, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Lenders
Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
Current Rates
Current variable mortgage rate is
5.55%
Current prime rate is
6.45%
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- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.54%
- $555.70
- $131.80
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
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